Social Capital, Credit Accessibility and Perfomance of Small and Medium Enterprises in Uganda: A Case of Kampala District.
| dc.contributor.author | Mwesigire Robert | |
| dc.date.accessioned | 2026-04-27T10:15:25Z | |
| dc.date.available | 2026-04-27T10:15:25Z | |
| dc.date.issued | 2022-04-01 | |
| dc.description | This is a master's thesis | |
| dc.description.abstract | The purpose of the study was to determine the relationship between social capital, credit accessibility and performance of small and medium enterprises (SMEs). The study was guided by the following research objectives: to examine the relationship between social capital and performance of SMEs, to examine the relationship between credit accessibility and performance of SMEs, to examine the relationship between digital social capital and credit accessibility, and to examine the relationship between social capital, credit accessibility and performance of SMEs. The study adopted across-sectional survey design drawing on quantitative approach. Using the Krejcie and Morgan table (1970), a sample size of 169 was selected from a study population of 296. Data was collected using questionnaires and was analysed using the Statistical Package for Social Scientists (version 24). At the probability level of significance (p≤0.01), the results showed a correlation of (r = 0.595) indicating a significant positive relationship between social capital and performance of SMEs, a correlation of (r = 0.342) indicating that there is a positive correlation and significant relationship between credit accessibility and performance of SMEs and a correlation of (r = 0.264) indicating that there is a positive correlation and significant relationship between social capital and credit accessibility. Since their P-values (0.000) was less than the significance level of 0.05 then, both social capital and credit accessibility have a joint significant relationship with the performance of SMEs. The findings concluded that the explanatory variables (social capital and credit accessibility) have a significant relationship with the dependent variable (performance of SMEs). The study therefore recommended that, for SMEs to perform, employees of these firms should improve the way they relate and network through availing each other with the necessary information, complimenting and assisting each other in the different activities at the firm to meet the sales targets of the company, increase on the profits of the firm which in turn can give the firm the profits needed to reinvest in business or pay off a loan acquired smoothly. SME employees should have good relations within the community where they exist, so that they can easily get customers and retain them, which helps increase revenue. A good relationship between the firm and the community enables the firm easily access credit from the community members if the firm does not meet the requirements for getting a loan in a financial institution. Credit enables the firm to open up different branches, employ personnel that are more experienced and as well increase the amount or variety of products and services availed to increase profits and growth. | |
| dc.description.sponsorship | Dr. Gorrettie Kyeyune, Makerere University Business School & Ms. Akankunda Brendah, Makerere University Business School | |
| dc.identifier.citation | Mwesigire, R. (2022). Social Capital, Credit Accessibility and Perfomance of Small and Medium Enterprises in Uganda: A Case of Kampala District. Makerere University Business School. | |
| dc.identifier.uri | http://hdl.handle.net/20.500.12282/5465 | |
| dc.language.iso | en | |
| dc.publisher | Makerere University Business School | |
| dc.rights | Attribution-NonCommercial-NoDerivs 3.0 United States | en |
| dc.rights.uri | http://creativecommons.org/licenses/by-nc-nd/3.0/us/ | |
| dc.title | Social Capital, Credit Accessibility and Perfomance of Small and Medium Enterprises in Uganda: A Case of Kampala District. | |
| dc.type | Thesis |