Credit Accessibility, Investment Behavior, and Financial Performance of Small and Medium Enterprises (SMEs) in Nakawa Division.
| dc.contributor.author | Asiimwe Claire | |
| dc.date.accessioned | 2026-06-03T11:30:13Z | |
| dc.date.available | 2026-06-03T11:30:13Z | |
| dc.date.issued | 2025-11-21 | |
| dc.description | This is a master's thesis. | |
| dc.description.abstract | Examining the connections between credit availability, investment behavior, and the financial performance of SMEs in Nakawa Division was the aim of the study. This study aimed to ascertain the linkage between credit accessibility and the financial performance of SMEs in Nakawa division, the relationship between investment behavior and the financial performance of SMEs in Nakawa division, and the combined impact of credit accessibility and investment behavior on the financial performance of SMEs in Nakawa division. Since the researcher wants to clarify the connections that exist among the variables (financial performance), a correlational research design was employed. 185 out of 210 SMEs in the Nakawa division, Krejcie and Morgan model (1970) made up the study's sample size. The Statistical Package for Social Scientists (SPSS) was the tool utilized to carry out the analysis of the quantitative data, and themes were employed to analyze the data. While regression analysis was conducted in order to ascertain the predictability of the independent variables with respect to the dependent variable, correlation analysis was utilized to ascertain whether the variables are interrelated. The findings showed that the financial performance of small and medium-sized businesses in the Nakawa division is not significantly correlated with investment behavior. The results of the research concluded that the financial performance of small and medium-sized businesses in the Nakawa division is significantly and favorably correlated with credit accessibility. This suggests that any improvement in the availability of credit is linked to improvements in the financial performance of small and medium-sized businesses in the Nakawa division. According to the study, it is imperative that Ugandan financial institutions make sure their credit terms are favorable to the nation's SMEs so that the majority can obtain credit to invest in their operations for their long-term viability, growth, and expansion. | |
| dc.description.sponsorship | Dr. Kayongo Isaac (Makerere University Business School) & Ms. Nafuna Ester (Makerere University Business School) | |
| dc.identifier.citation | Asiimwe, C. (2025) Credit Accessibility, Investment Behavior, and Financial Performance of Small and Medium Enterprises (SMEs) In Nakawa Division. Makerere University Business School. | |
| dc.identifier.uri | http://hdl.handle.net/20.500.12282/5547 | |
| dc.language.iso | en | |
| dc.publisher | Makerere University Business School | |
| dc.rights | Attribution-NonCommercial-NoDerivs 3.0 United States | en |
| dc.rights.uri | http://creativecommons.org/licenses/by-nc-nd/3.0/us/ | |
| dc.title | Credit Accessibility, Investment Behavior, and Financial Performance of Small and Medium Enterprises (SMEs) in Nakawa Division. | |
| dc.type | Thesis |