Credit Accessibility, Innovation and Firm Productivity; A Case of Smes in Kampala District.
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Date
2025-11-27
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Makerere University Business School
Abstract
The study aimed to determine the connection amongst finance availability, innovation, and company productivity among SMEs in the Kampala district. The study used a cross-sectional and correlational quantitative design with a sample size of 381 SMEs. The units of inquiry were SME production managers, while the units of analysis were SME. The data was analyzed using SPSS, and the results were presented based on the study's objectives. The coefficient of correlation analysis revealed that there was a positive and significant relationship between credit availability and firm productivity among SMEs in Kampala district, as well as a positive and significant relationship between innovation and firm productivity among SMEs in Kampala district. The study also found out that both credit accessibility and firm productivity explain 28.6% of the variation in firm productivity among SMEs in Kampala District. Based on the study results; for firms to improve on their productivity, there is need to consider SME access to credit. As well, SME owners should also consider obtaining financial literacy before such credit is accessed. The study also recommended that SMEs should consider innovation as being key in improving firm productivity.
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This is a master's thesis.
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Citation
Turihohabwe, B. (2025). Credit Accessibility, Innovation and Firm Productivity; A Case of Smes in Kampala District. (Unpublished master's dissertation). Makerere University Business School, Kampala, Uganda.